NMLS 1425046

TOLL FREE: 833-544-3222

LOCAL : 321-308-6139

ATTENTION PRODUCING BRANCH MANAGERS & LOAN OFFICERS

Join Us In 2026 and Make It Your Most Profitable Year Yet.

No Comp Plans. 100s of Investors and Products Such As Our FHA VOE, Pathway to Purchase, and Many Other Progams that Other Lenders Don't Have. State of the Art Software and Back Office Allow You to Close More Deals and Earn More.  

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Unlock Unlimited Earnings

Experience Unlimited Earnings and No Comp Plan Puts You In The Drivers Seat. You Control What You Make. Transparent Commissions Mean You Keep More of What You Make. Rewards for Production of 3 or More Loans a Month. Ask Us How.

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Fully Delegated. HUD Approved.

We Offer 100's of Investors and Unique Products That Few Lenders Have. Our FHA VOE Program and Pathway to Purchase Program Are Not Offered By Many Other Lenders. Qualify Borrowers You Previously Couldn't.

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Speedy Closings

Consistently Close Loans in 10 days or Less. No Overlays. Close More Loans without Unnecessary Restrictions. No Repurchase Agreements after 6 months and No Buybacks.Internal Processing and UW.

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Processing & Underwriting

Gain Direct Access to Our Experienced DE/SARS/LLAP Underwriters and Highly Experienced Processors, Allowing Seamless communication and collaboration to structure loans effectively. This direct interaction is vital for addressing key considerations such as income verification, debt-to-income ratios, and credit assessments, ensuring a smooth and successful closing process for your clients.

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Customized Margins & Locks

Customize Loan Sifter. Tailor margins and locks precisely to your specific requirements, maximizing efficiency and control over your branch operations. Innovative Software Integration: Harness the power of our advanced LOS software (LendingPad) to manage and regulate the visibility of information for your loan officers, ensuring streamlined workflows and enhanced productivity.

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Extensive Lender Network

Select from a vast network of over one hundred lenders, guaranteeing a reliable pathway for loan closures. Explore the Delegated channel and enjoy a 98% closing ratio. Benefit from 100 BPS Lender Paid on various Mini-Corr loan programs such as Const/Perm, 203K, Manufactured, Reverse, DPA Programs, and Non-QM Loans. Contact Us and Learn More About Our Programs.

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HEAR WHAT OUR BRANCH MANAGERS HAVE TO SAY

J CHEN, ORANGE COUNTY CA California Branch Manager

Me and my son joined Obsidian in July 2023, we produce 5 to 8 million a month. I use nothing but the non-del and delegated platforms so I can max out the compensation. We have a presence in the Chinese realtors’ offices here in Orange County, CA. I have had 6 loans so far that I sent non-del where the lender turned down the loans. I spoke to my RM Jennifer, and we sent the files to the delegated channel and closed on time with all borrowers, anywhere else the files would have been dead. We really like it so far.